# Faultprint Assessment Report Skeleton 001 ## Purpose This is the first client-facing report skeleton generated from the calibrated crosswalk. It is a structure for findings, not advice. It emits bounded findings only and keeps revise/hold rows out of the client-facing layer. ## What This Report Can Say The reviewed corpus contains structural conditions that also appear in postmortem failure anatomy. The report names those conditions, anchors them to the corpus, states what evidence would falsify or downgrade them, and preserves the boundary of the claim. ## What This Report Cannot Say This report does not say the institution has failed, will fail, acted unlawfully, or should take a specific action. It identifies findings and evidence requirements only. ## Output Eligibility Totals - client_ready: 343 - client_ready_with_caveat: 297 - revise_internal: 30 - hold_internal: 10 ## Usable Finding Mix - AI Authority Acceleration: 282 - Contestability Lag: 88 - Access Interruption Before Review: 67 - Record-Authority Capture: 64 - Classification Gatekeeping: 45 - Documentation Burden Transfer: 35 - Deadline Compression: 26 - Provisional Relief Reversal: 12 - Multi-Actor Handoff Diffusion: 11 - Evidence-Container Illusion: 10 ## Sample Finding Format ### Access Interruption Before Review: Airbnb Finding: Account/listing suspension and restrictions are distinct enforcement states. Resemblance band: elevated_resemblance. Client-output status: client_ready_with_caveat. Evidence anchor: The help article addresses listings or accounts that are suspended restricted removed or pending removal. Falsification evidence: Enforcement records showing these states are not operationally distinct would downgrade exposure. Boundary: Does not prove state transitions are unclear or incorrect. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: Airbnb Finding: Pending removal proceeds unless appeal succeeds. Resemblance band: elevated_resemblance. Client-output status: client_ready_with_caveat. Evidence anchor: Airbnb states an account pending removal will be removed on the communicated date unless the user successfully appeals. Falsification evidence: Review records showing pending removal is paused automatically regardless of appeal outcome would downgrade exposure. Boundary: Does not prove appeal review is ineffective. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: Con Edison Payment Agreement and Termination Finding: Service continuity depends on affordability calculation notice timing and compliance. Resemblance band: elevated_resemblance. Client-output status: client_ready_with_caveat. Evidence anchor: The corpus shows payment protections but not whether agreements remain affordable or prevent termination under real customer circumstances. Falsification evidence: Affordability calculations plan completion and shutoff-prevention records would test this condition. Boundary: Structural inference from payment agreement workflow. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: Con Edison Payment Agreement and Termination Finding: New York DPS describes final termination notices and customer rights under HEFPA. Resemblance band: elevated_resemblance. Client-output status: client_ready. Evidence anchor: NY DPS explains residential gas electric and steam customer rights under HEFPA including final termination notice and payment agreement protections. Falsification evidence: Final termination notices complaint outcomes and reconnection records would test this condition. Boundary: Rights exist but require operational proof. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: Con Edison Payment Agreement and Termination Finding: DPS states utility must offer another agreement under specified terms after certain broken agreements. Resemblance band: elevated_resemblance. Client-output status: client_ready. Evidence anchor: DPS guidance states that after certain broken agreements the utility must give another agreement with payments based on a formula described in the guidance. Falsification evidence: Broken-agreement rates and second-agreement completion records would test this condition. Boundary: Formula protection may still be unaffordable. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: DHS / TSA Finding: TSA redress applies to repeated additional screening or denied boarding. Resemblance band: elevated_resemblance. Client-output status: client_ready_with_caveat. Evidence anchor: TSA states redress helps travelers who experience difficulties during security screening including repeated additional screening or denied boarding. Falsification evidence: Screening records showing these outcomes are unrelated to identity or watchlist matching would narrow exposure. Boundary: Does not prove any specific traveler was misidentified. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: DOT Airline Refunds and Denied Boarding Finding: DOT rulemaking considers compensation rebooking amenities and protections for significant disruptions. Resemblance band: elevated_resemblance. Client-output status: client_ready. Evidence anchor: DOT seeks comment on requirements including cash compensation free rebooking meals lodging and transportation for significant flight disruptions. Falsification evidence: Disruption classification remedy and DOT complaint records would test this condition. Boundary: Rulemaking is policy development, not current final entitlement. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: DOT Airline Refunds and Denied Boarding Finding: Refund or compensation rights can fail practically if paid after trip disruption harm occurs. Resemblance band: elevated_resemblance. Client-output status: client_ready_with_caveat. Evidence anchor: The corpus shows monetary rights and written notice, but not whether payment arrives in time to offset immediate travel disruption. Falsification evidence: Refund timing compensation timing and passenger complaint records would test this condition. Boundary: Structural inference from travel disruption workflow. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: DOT Airline Refunds and Denied Boarding Finding: DOT states involuntarily bumped travelers are frequently entitled to check or cash compensation. Resemblance band: elevated_resemblance. Client-output status: client_ready. Evidence anchor: DOT states travelers who do not get to fly due to involuntary bumping are frequently entitled to denied boarding compensation in the form of check or cash. Falsification evidence: Compensation calculation payment timing and complaint records would test this condition. Boundary: Entitlement depends on criteria and delay facts. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: Financial Aid SAP Suspension Appeal Finding: Federal Student Aid says students must make satisfactory academic progress to keep aid. Resemblance band: elevated_resemblance. Client-output status: client_ready. Evidence anchor: Federal Student Aid states students must make satisfactory academic progress to keep receiving federal student aid. Falsification evidence: SAP suspension rates and student impact records would test this condition. Boundary: This does not assert SAP is improper. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: HUD HCV Termination Informal Hearing Finding: HCV hearings review whether PHA decisions about participant circumstances comply with law and policy. Resemblance band: elevated_resemblance. Client-output status: client_ready. Evidence anchor: The hearing concerns whether PHA decisions relating to individual circumstances of participant families are in accordance with law HUD regulations and PHA policies. Falsification evidence: PHA file access participant evidence and decision reversal records would test this condition. Boundary: Scope boundary shapes contestability. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: HUD HCV Termination Informal Hearing Finding: 24 CFR 982.555 requires informal hearing opportunity for specified PHA decisions. Resemblance band: elevated_resemblance. Client-output status: client_ready. Evidence anchor: Federal regulation requires PHAs to give participant families an opportunity for an informal hearing for specified decisions relating to individual circumstances. Falsification evidence: Hearing outcomes reinstatement rates and hearing-officer decision records would test this condition. Boundary: Regulatory right is not implementation proof. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: HUD HCV Termination Informal Hearing Finding: Voucher termination can create housing loss before review if hearing access fails. Resemblance band: elevated_resemblance. Client-output status: client_ready_with_caveat. Evidence anchor: The corpus shows a formal hearing right but not whether households maintain housing subsidy or avoid eviction risk during the dispute. Falsification evidence: Housing stability subsidy reinstatement and eviction-after-termination records would test this condition. Boundary: Structural inference from termination process. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: Humana Finding: Provider claim appeals require written submission through specified channels. Resemblance band: elevated_resemblance. Client-output status: client_ready_with_caveat. Evidence anchor: Humana states providers appealing denied claims need to submit requests in writing via Availity Essentials or mail within a stated timeframe. Falsification evidence: Operational records showing claims are routinely corrected informally without written appeal would downgrade exposure. Boundary: Does not prove the channel is ineffective. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: ID.me Finding: Help topics show failed selfie upload and rejected ID surfaces. Resemblance band: elevated_resemblance. Client-output status: client_ready_with_caveat. Evidence anchor: ID.me lists topics including video selfie did not work cannot upload ID and ID was rejected. Falsification evidence: Support records showing failures are rare quickly resolved and never block service access would downgrade exposure. Boundary: Does not prove recurring failure or failed support. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: Medicaid Fair Hearing and Continuation Finding: MACPAC describes plan appeals fair hearings and continued-benefit requirements in managed care. Resemblance band: elevated_resemblance. Client-output status: client_ready. Evidence anchor: MACPAC discusses Medicaid managed-care denials appeals fair hearings and continued-benefit requirements. Falsification evidence: Plan appeal fair-hearing and continued-benefit transition records would test this condition. Boundary: Policy report is evidence container. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: PG&E Disconnection and Medical Baseline Finding: PG&E Medical Baseline supports customers who depend on power for medical needs. Resemblance band: elevated_resemblance. Client-output status: client_ready. Evidence anchor: PG&E describes Medical Baseline as support for residential customers who depend on power for certain medical needs. Falsification evidence: Medical baseline application denial removal and recertification records would test this condition. Boundary: This does not assert PG&E denies eligible customers. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ### Access Interruption Before Review: PG&E Disconnection and Medical Baseline Finding: PG&E says customers with disconnection notice may qualify for REACH assistance. Resemblance band: elevated_resemblance. Client-output status: client_ready_with_caveat. Evidence anchor: PG&E states customers who received a disconnection notice may qualify for up to 800 dollars toward a past due bill from REACH. Falsification evidence: Assistance approval rates timing and shutoff-prevention outcomes would test this condition. Boundary: Assistance availability does not prove access. Allowed claim: Operating row shows elevated resemblance to known breakdown conditions, with at least one postmortem-supported pathology or companion condition. ## Internal Handling Rule Rows marked revise_internal or hold_internal do not appear in a paid client report until reviewed. They can be used for internal research, model calibration, and evidence-request design.