# Faultprint Crosswalk Calibration Memo 001 ## Purpose This memo manually checks a stratified sample from the operating/postmortem crosswalk. The test is whether the row-level finding is traceable, falsifiable, bounded, and assigned to the most precise pathology available. ## Sample Rows reviewed: 42 The sample includes all high-resemblance rows, ten elevated rows, ten moderate rows, and all low-resemblance rows. ## Calibration Results - calibrated_with_primary_adjustment: 28 - needs_hardening: 10 - calibrated_pass: 4 Traceability: - pass: 42 Primary pathology assignment: - adjust_primary: 37 - pass: 5 ## Defect Found The main calibration defect is not evidence anchoring. The sample rows generally contain an evidence anchor, a falsification test, and a boundary. The defect is primary-pathology precision. Several rows were classified as Record-Authority Capture because record authority is present, but the more precise pathology is Provisional Relief Reversal, Classification Gatekeeping, Contestability Lag, Deadline Compression, Access Interruption Before Review, or Multi-Actor Handoff Diffusion. This matters because a product cannot overuse the broadest pathology. The engine needs to name the narrowest defensible condition first, then carry Record-Authority Capture as a companion where appropriate. ## Rows Needing Primary Adjustment - OCL-0001 / Fannie Mae / Automated underwriting authority: Record-Authority Capture -> Classification Gatekeeping - OCL-0021 / Workday Responsible AI / Human final decision maker for critical decisions: AI Authority Acceleration -> Contestability Lag - OCL-0023 / Workday Responsible AI / Fairness efficacy robustness and monitoring controls: Record-Authority Capture -> AI Authority Acceleration - OCL-0029 / UnitedHealthcare AI and Prior Authorization / Appeals and grievances tracking requirements visible: Remedy Path Split -> Contestability Lag - OCL-0059 / Tesla Insurance / California Safety Score is not used for premium: Record-Authority Capture -> Classification Gatekeeping - OCL-0071 / Aetna / Appeals apply to medical necessity and coverage criteria decisions: Contestability Lag -> Access Interruption Before Review - OCL-0072 / Aetna / Clinical Policy Bulletins define policy while decisions are case-by-case: Record-Authority Capture -> Access Interruption Before Review - OCL-0073 / Aetna / Coverage decisions and appeals are public member workflows: Record-Authority Capture -> Contestability Lag - OCL-0074 / Aetna / External review available for eligible denials: Contestability Lag -> Access Interruption Before Review - OCL-0075 / Aetna / No public denial-pattern or correction-breakdown evidence present: Record-Authority Capture -> Access Interruption Before Review - OCL-0080 / Cigna Healthcare / Appeals and external review are visible correction paths: Remedy Path Split -> Contestability Lag - OCL-0187 / Airbnb / Pending removal proceeds unless appeal succeeds: Record-Authority Capture -> Contestability Lag - OCL-0189 / Airbnb / Account/listing suspension and restrictions are distinct enforcement states: Record-Authority Capture -> Access Interruption Before Review - OCL-0190 / Airbnb / No public host-specific appeal or reinstatement evidence present: Contestability Lag -> Access Interruption Before Review - OCL-0256 / Adobe / Adobe states Content Credentials support transparency for AI-generated media: Record-Authority Capture -> AI Authority Acceleration - OCL-0257 / Adobe / Adobe states customer data and content are not used to train generative AI models: Record-Authority Capture -> AI Authority Acceleration - OCL-0258 / Adobe / Provenance metadata may not survive every downstream channel: Record-Authority Capture -> AI Authority Acceleration - OCL-0259 / Adobe / A visible AI credential can be treated as stronger proof than it is: Documentation Burden Transfer -> AI Authority Acceleration - OCL-0260 / Adobe / No public adverse Firefly credential failure record in reviewed corpus: Record-Authority Capture -> Contestability Lag - OCL-0274 / Zest AI / Zest describes fraud detection and adjustable tolerances for specialty lenders: Record-Authority Capture -> Classification Gatekeeping - OCL-0291 / Aidoc / Aidoc describes AI radiology workflow prioritization and care-team activation: Record-Authority Capture -> AI Authority Acceleration - OCL-0292 / Aidoc / Aidoc describes aiOS as unified healthcare AI platform: Record-Authority Capture -> AI Authority Acceleration - OCL-0311 / Ada AI Customer Service / Ada describes AI agents that authenticate check accounts execute workflows and update systems: Documentation Burden Transfer -> Contestability Lag - OCL-0312 / Ada AI Customer Service / Ada describes a unified intelligence layer powering AI agents across channels: Documentation Burden Transfer -> Contestability Lag - OCL-0313 / Ada AI Customer Service / Ada describes safeguards monitoring simulations and performance controls: Record-Authority Capture -> AI Authority Acceleration - OCL-0314 / Ada AI Customer Service / Ada cites autonomous resolution rates and enterprise AI agent scale: Documentation Burden Transfer -> AI Authority Acceleration - OCL-0315 / Ada AI Customer Service / No public adverse finding in reviewed Ada corpus: Documentation Burden Transfer -> Contestability Lag - OCL-0387 / Lexis+ with Protégé / LexisNexis newsroom describes hallucination-free linked legal citations: Documentation Burden Transfer -> AI Authority Acceleration - OCL-0548 / Bank of America Account Dispute / Bank of America may provisionally credit deposits and later adjust for errors: Contestability Lag -> Provisional Relief Reversal - OCL-0553 / Wells Fargo Claims and Dispute / Temporary credit remains permanent only if claim is decided in customer's favor: Record-Authority Capture -> Provisional Relief Reversal - OCL-0557 / Capital One Dispute Process / Capital One states temporary credit may be removed if dispute is not approved: Record-Authority Capture -> Provisional Relief Reversal - OCL-0558 / Capital One Dispute Process / Capital One states approved debit dispute makes temporary credit permanent or issues reimbursement: Record-Authority Capture -> Provisional Relief Reversal - OCL-0586 / SNAP Overpayment and Recoupment / USDA FNS states state agencies must correct errors by reimbursing underpayments or recouping overpayments: Record-Authority Capture -> Provisional Relief Reversal - OCL-0603 / HUD HCV Termination Informal Hearing / HCV hearings review whether PHA decisions about participant circumstances comply with law and policy: Record-Authority Capture -> Access Interruption Before Review - OCL-0604 / HUD HCV Termination Informal Hearing / Voucher termination can create housing loss before review if hearing access fails: Contestability Lag -> Access Interruption Before Review - OCL-0636 / The Work Number Employment Data Dispute / CFPB states The Work Number provides employment and income information to employers government agencies and lenders: Record-Authority Capture -> Access Interruption Before Review - OCL-0659 / School Discipline Due Process / Educational harm can begin before hearing process resolves factual or procedural disputes: Contestability Lag -> Access Interruption Before Review ## Decision A v2 mapping pass should be generated with priority rules that assign narrower pathologies before assigning Record-Authority Capture. Record-Authority Capture should remain central, but it should not swallow more specific findings. ## Product Implication This calibration strengthens the product. It prevents the engine from sounding repetitive and makes client findings more useful. Instead of telling every client they have record authority exposure, the system can say whether the immediate structure is provisional relief reversal, deadline compression, contestability lag, burden transfer, or access interruption.